The April-June quarter (Q1) of the current financial year (FY25) may be soft for banks with loan growth moderation, net interest margin (NIM) pressures, and higher staff and credit costs inching up, according to analysts. Credit growth could ease due to the lagged impact of the Reserve Bank of India (RBI) tightening and deposit growth has weakened, and the current account and savings account (CASA) ratio has declined 10-370 basis points (bps) quarter-on-quarter (Q-o-Q) for many banks.
Manchester United is one of the most famous names in world soccer but is currently in crisis
'When I asked whether they would choose a government job that offered Rs 30,000 a month or a private job that offered them Rs 3 lakh a month, without exception, everybody said, "I would rather have the government job!"'
The long wait for cricket fans is finally over as the tickets for World Cup 2023 will go on general sale on Friday.
After some enforced slowdown in offtake during April-May 2024 due to elections, the cement sector is looking at a possible demand rebound which may help it to push up prices. The April'24 offtake was muted while May'24 saw some improvement with a likely 5-6 per cent rise in demand month-on-month (MoM). In June, some price hikes seem to have been taken, which suggests more sustained improvement in demand.
'He never had a negative thought in his mind, he was supremely confident.' 'He always stuck to his natural game, he never moved away from that.'
Mumbai-based developers Macrotech Developers (Lodha) and Oberoi Realty have emerged as top gainers among largecap realty stocks over the past month, with gains ranging from 29 per cent to 33 per cent. Strong ongoing sales trends in Mumbai's core market, record bookings in the January-March quarter, and healthy guidance for 2024-25 (FY25) have propelled these companies, which derive the majority of their revenues from India's financial capital.
rediffGURU Jinal Mehta answers readers' financial planning and health insurance queries
Follow these simple steps if you want to create a solid retirement corpus and retire young, says Anamika Pareek.
Why look for newer companies when the winner could already be there in your portfolio, asks P V Subramanyam
Systematic Withdrawal Plan, or SWP, can help you achieve your financial goals. Ramalingam Kalirajan's step-by-step guide on how to effectively use an SWP.
West Bengal is home to 43,000 Durga Pujas, and the business around it is a major economic driver.
In retrospect, it appeared that the bitterness of the war was still strong and the Ukrainian success in occupying Russian territory just a few days ago had added to the complexity of the situation. The positive US response to the visit, however, remains a silver lining in the dark clouds, notes Ambassador T P Sreenivasan.
Although it may be impossible to objectively determine current value, in the light of hindsight it is clear that price does tend to revolve around it. Consequently, several indicators have been developed which purport to measure value and thereby provide a reference point for the relationship of price to value.
The days of Manchester United weakening their Premier League rivals by poaching their best players are a thing of the past, manager Jose Mourinho has said.
Notwithstanding robust volume growth and a strong performance from Jaguar Land Rover (JLR), Tata Motors, the country's second-largest automobile (auto) manufacturer by market capitalisation, disappointed the Street with its January-March quarter (Q4) results for 2023-24 (FY24). While consolidated revenues saw a 13 per cent increase, lower-than-expected realisations in the Indian operations weighed down overall performance.
rediffGURU Ramalingam Kalirajan answers your personal finance queries.
'The funds were arranged from multiple banks at a very competitive rate and converted into dollars at the best rates.'
Global fund managers remain bullish on the Japanese stock markets, which is now their most preferred destination in the Asian region. Both Morgan Stanley and Jefferies in their recent reports, have cited their preference for the Land Of The Rising Sun, which is fast becoming the land of the rising equities, too.
A young girl from Manipur hopes the happy days of togetherness will return to her beloved state again.
IPL can be truly said to have come of age. It is now more Indian than ever before. Teams often fielded fewer than the four allowed foreign players. Indian batters and bowlers were simply better in performance, consistency and reliability, points out Shreekant Sambrani.
They realised that the Portuguese were better prepared to defend Daman than Dadra and Nagar Haveli. If reinforcements from Daman were to reach Silvassa, there was no chance of defeating the Portuguese. They decided that cutting Daman's communication lines would have to be their top priority before attacking Silvassa. A fascinating excerpt from Neelesh Kulkarni's new book, Uprising-The Liberation of Dadra and Nagar Haveli.
From April 1, when we buy insurance for a car or take out a health cover, insurance companies can offer a product totally customised for us.
Health insurance expert Anil Rego in an online chat with readers answers health insurance queries.
Sharad Pawar reckons that the NCP has value as a united, going concern, not as a gaggle of leaders in search of followers, notes Shreekant Sambrani.
From feeling hopeless to Olympic medal three days later, the changing fortunes of shooter Sarabjot Singh
While it's important to work towards saving your marriage, you must also be willing to accept that the outcome may not be what you hope for, says Dr Ashish Sehgal.
Dealerships, too, are going all out to roll out the red carpet for women.
rediffGURU Dev Ashish answers your personal finance and mutual fund queries.
A recent survey discovered that Bengaluru has some of the classiest high streets in our country.
This is a good opportunity for long-term investors to pick quality small and midcap stocks at reasonable valuations.
If you contract a disease a few years after buying a health cover, disclosure isn't mandatory. But if you want to increase the sum assured, premiums could go up.
This, asserts Minnie Vaid, is hardly a new phenomenon-- entitled minors getting behind the wheel of super expensive cars mowing down innocent victims in a drunken stupor and getting away with it scot-free!
Many promoters still consider the cash in the company as their money and are averse to sharing this pie with minority investors, points out Akash Prakash.
'A fair bit should be allocated towards fixed income.'
'The barbell strategy says that the best way to strike a balance between risk and reward is to invest at the extremes of the risk spectrum.'
Your sibling will thank you for these, says Ashish Narsale.
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, will answer all your budget-related queries on investing in mutual funds between 1 pm and 2 pm, February 4.
Should you buy an air fryer. Is it for you? What can you make with it?
Google's new Nexus models are hands down the show-stealers of the season.